Bookkeeping, payroll, and IRAS/ACRA filings — run by a real accountant, on a calendar you can see. No shoebox of receipts. No chasing anyone in March.
Every fast-growing SME hits the same wall. Here's the version you're probably living right now.
Receipts and invoices pile up until a GST or ECI deadline forces a scramble — usually the week you least have time for it.
A full-time bookkeeper or accountant is 3–5k SGD a month before CPF and leave — and you still need to manage and check their work.
Software can capture transactions. It doesn't reconcile judgment calls, catch errors, or file your GST, ECI, or Form C-S on time.
Pick what you need now — every service is built to scale as you add revenue, headcount, or entities.
Monthly reconciliation, categorised and reviewed by a real accountant — not left on software autopilot.
CPF contributions, IR8A, payslips — run on the same date every month, without you chasing anyone.
GST, ECI, Form C-S, and ACRA annual filings — handled ahead of deadlines, not the week of.
A monthly number you can actually use for decisions — cash runway, margins, and what changed since last month.
Most SMEs choose between four paths. Here's how they actually compare once you factor in your time.
| What matters | Outscores | In-house hire | DIY (Xero/QuickBooks) | Typical outsourced firm |
|---|---|---|---|---|
| Monthly cost | Fraction of a salary | 3–5k SGD + CPF + leave | Software fee only, your time unpaid | Comparable, often bundled loosely |
| Compliance ownership | We own filing deadlines | You manage them | Entirely on you | Varies by firm |
| Response time | Named accountant, direct line | Immediate, if not on leave | N/A — no one to ask | Often a shared inbox |
| Scales with growth | Add services as you grow | Re-hire to scale | Breaks down past a few transactions/month | Depends on contract flexibility |
We look at your current setup — or lack of one — and tell you honestly what needs fixing first.
We migrate or tidy your books over the first 2–4 weeks, so your starting point is actually accurate.
Reconciled books and filings land on a set calendar you can see — no chasing, no surprises.
Xero is a good ledger — it's not an accountant. It won't catch a miscategorised expense, decide how to treat a grey-area cost, or file your GST and corporate returns. We use Xero (or your existing tool) as the system of record and add the judgment and filing on top.
You get one named accountant assigned to your account, not a rotating inbox. We work to a fixed monthly close date, and every filing deadline is tracked against ACRA and IRAS' actual calendar — not a best-effort basis.
No — this is usually when clean books matter most, since a messy first year is expensive to untangle later. We scope engagements to transaction volume, so an early-stage startup pays for early-stage complexity, not enterprise-level service.
We can take over cleanly at your next month-end or financial year-end, so there's no overlap in billing or confusion about who owns what.
Book a free 30-minute consultation. We'll tell you exactly what your accounting needs right now — no obligation.
Book a free consultation